| Debit: | 0.05% + $0.20 |
| Swiped Retail: | 1.51% + $0.10 |
| E-Commerce: | 1.80% + $0.10 |
| Credit Cards: | Interchange plus 0.75% |
| Checks: | 0.75% |
| Monthly: | $0.00 |
| Annual: | $0.00 |
| PCI: | $0.00 |
| Gateway: | $0.00 |
| Free Equipment: | Must provide 2 months of billing statements. |
| Contract: | Month to month. No exit fee. |
| Deposits: | One business day for qualified businesses. |
| PayJunction | Square | Stripe | PayPal | Merchant Account | |
|---|---|---|---|---|---|
| Monthly | $0 | $0 | $0 | $30 | $20 |
| Annual | $0 | $0 | $0 | $0 | $75 |
| PCI Monthly | $0 | $0 | $0 | $0 | $15 |
| Swiped Debit | 0.80% | 2.75% | NA | 2.70% | 1.20% |
| Keyed Debit | 0.80% | 3.50% | 2.90% | 3.50% | 3.20% |
| Swiped Credit | 2.26% | 2.75% | NA | 2.70% | 1.75% |
| Keyed Credit | 2.55% | 3.50% | 2.90% | 3.50% | 3.20% |
| ACH Check | 0.75% | NA | NA | 2.90% | NA |
| Gateway Monthly | $0 | NA | $0 | $0 | $20 |
| Gateway | $0 | NA | 30¢ | 10¢ | 10¢ |
| Exit Fee | $0 | $0 | $0 | $0 | $250+ |
| Deposit Time | 1 day | 1 - 30 day | 7 day | 3-5+ day | 2-5+ day |
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Process a Credit Card
Swiping or keying a credit card transaction is simple and easy. How easy? Watch this video and be amazed.
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Process a Check
With PayJunction, processing a check is easy and efficient. Watch this video and you'll become a check processing champion in less than two minutes.
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Capture Electronic Signature
Electronic signatures simplify your billing process, lower your business expenses, let you stay more organized, and help the environment.
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Remote Signature Capture
How do you accept signatures for card-not-present transactions? Magic? That might work, but we have a simpler, fraud-reducing option - remote signature capture.
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Logging In
Processing payments with convenience, security, and ease is only one step away. Follow these instructions to access PayJunction's Trinity System.
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iPhone & iPad
These devices can do nearly anything. So, processing a credit card on one is a piece of cake! This video will show you just how easy it is.
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How to Avoid PCI Audits
This patent pending technology will take your Payment Application out of the scope of PCI. This means, no PCI audits, penetration tests, and lower IT overhead.
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Batches & Bank Deposits
What is a batch? This video will explain what batches are and how they work.
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Void & Refund
Voiding and refunding transactions is simple. Find out how, in this video tutorial.
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Phone Charge
Need to process a credit card on the go? No problem! With Phone Charge, you can process a transaction through ANY phone.
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Hosted Checkout
PayJunction's SSL secure hosted checkout solution allows you to enable secure online payments to your website in a matter of minutes.
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Payment Gateway
When it comes to processing payments online, there are three Payment Gateway options to choose from. Find out which one is best for you, in this video.
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Recharging Customers
Need to recharge a repeat customer, but don't want to re-enter their credit card info? We can help you with that.
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Recurring Billing
Setting up recurring billing is easy! Learn how to set up automatic billing of your customers.
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Settings & User Management
In addition to customizing your settings, you can create an unlimited number of users â all with unique settings.
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Contacts
Securely store your contacts and their credit card information, without the liability of keeping it at your business. Reduce your stress!
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Groups
Organizing your customers into groups is a great way to keep in touch. Want to send a coupon to your repeat customers? It's simple to do.
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Virtual Terminal Settings
Want to add additional security measures? We'll show you how, with Address Verification and Card Verification Codes.
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Exporting
While all of your reports are safely stored on our web-based system, you can also download them to your own computer, or print them out.
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Customized Payment Fields
Restaurants need to collect tips, while online stores need to collect shipping addresses. Create your own custom settings.
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Approve AVS Decline
Address Verification is a great security measure. But, sometimes you may need to override this setting to process a transaction.
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Manual Batch
For your convenience, all accounts are setup to close batches automatically every evening. But, you can update your account to manually batch if needed.
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Search
Need to find an old customer? Our search feature has you covered. No more shuffling through paperwork and file cabinets!
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Customizing Search Results
Did you know you have control over which information is displayed in your search results? Find out how in this video.
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QuickSearch
Find your customers quickly and easily, with the convenient QuickSearch feature.